I'm not sure if I am eligible for this or not but I'll try anyway a I am on desperation mode. Many months ago I ahve discovered that there are loaning apps that you an download on your mobile phones. These loaning apps ask for little requirements and you can get approved for a small short term loan payable in 7-10 days. I tried a few and it was indeed true and I got a few small short term loans. I was able to manage it at first and even was eligible for renewals. Each renewals the loan amount gets higher. Then came a point where the due is near and my payday will not make it. The stupid me though about downloading a few apps to pay off the old ones and then renew the old ones to pay off the new ones. It worked. after a few renewals, the amount was no longer enough to pay the existing loans. And again I fell into the process of downloading new apps to pay off the old ones and it became a sick cycle of mine. Now I am stuck with 40 loaning apps, more than half are overdue and gaining huge interests and late fees. What's worst are the 3rd party laon collectors these apps have hired. They call and text relentlessly daily. And if you speak to them, they are rude and they scream, curse, defame and threaten you from head to toe. They also gain access to all my phone and facebook contacts so they even send rude and threatining messages to my family & friends. I know i got myself into this situation by not making the right decisions. I have laerned my lesson and just wish to get out of this huge debt trap.
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